The bank, Rafidain Bank, is keen to spread good practices of its electronic services not only among its customers but also across the public. The consumers were alerted to be aware and take all possible precautions against these risks, that may result from the attempts made to grab their personal and financial data through viruses, spyware, identity theft, or electronic fraud.
Rafidain Bank called on its clientele today to stick to the following tips: Change your password periodically to avoid any simple knowledge; it is kept confidential and not to use known and easily guessed passwords. Be careful, the bank urged its clients, not to use any known information as a password, such as their telephone number or date of birth or easily recognizable element of their name, for their safety and security.
Whether information to the customer is paid or not, the statement by the bank advises consumers to update their information and data from time to time in case of any changes through the branches. Customers are also advised to keep their phone banking, Internet banking, Master or Visa Card salary card number private.
It also encouraged them to “detailedly review your account movements on a permanent basis by means of account statement, movements in the phone application,” and that if they have any questions with respect to any of them, then it was clear for them to visit their branch or, in general, management within the Banking Awareness and Public Protection Department. This directive was sent to them by the financial institution.
“These messages are sent to you by someone impersonating an employee at the bank you deal with, who sends you messages asking you for information about your bank account or credit card under the pretext of verifying their numbers,, ” the statement said.
Stealing by manipulating your account for surfing: The bank explained that the secret of “Find out who browsed your Facebook account” or any other social network kept many users on social networks.
These messages claim that you have won some valuable prize or won a trip to some country; the sender asks you to pay some amount so that you get your prize,” the bank said about prize-winning communications. Avoid doing it please.
Added the statement of fraud in fundraising: “Collecting money in a deceptive manner, as these fraudsters publish fake stories about a patient in need of treatment or a poor family or others and request donations from social media users.”
You’ll undoubtedly be requested to fill in an application form if you apply for a job online,” the bank stated. That is possible, but be extremely cautious not to scribble your bank account or credit card numbers.
Tips on how to avoid possible spamming Never respond to anybody who asks you for a small payment so that you can have a prize or award, or any other kind of offer, the bank told customers.
“You do not agree to transfer a conversation with that person outside of social networks, such communicating via WhatsApp or providing that person’s email address,” the statement continued.
Noting that communications with spelling and grammar mistakes are always dubious and should be avoided, the bank urged consumers to double-check the identities of people who send them emergency messages claiming to be friends or relatives.
“Be wary of those pages that represent large companies or public figures you haven’t verified,” the bank warned consumers and clients. “If you want to provide aid or support, do it through official and trusted channels.”
He warned, “Do not click links you receive via WhatsApp or social networks or those which are published in comments.” Also, he added, “Do not trust any social media page that claims it is going to make you a quick profit, whether working from home or the Internet.”
The bank warned consumers to be vigilant and adhere to policies as well as avoid falling prey to illegal strategies that are designed to deceive people and thieves of money. These methods involve individuals acting as employees or representatives of a bank, overseas companies, or private organizations and then
Using Facebook, Instagram, WhatsApp, or any other social media platform to reach consumers, only under the cloak of providing financial support, prizes, and a monthly salary for a previously specified period in exchange for receiving the customer’s personal information, data, and a picture of the bank card that was provided to him.
Based on the data and information to be provided for opening accounts in consumers’ names, changing data of accounts, or getting the number to be sent to you via SMS, execute electronic transfer operations to pay bills and purchases, top-up mobile phone balances, or to execute an electronic financial transfer to another person. Use data and information required to establish accounts in their names.
You are to contact these receivers of money transfers, claiming that the money transfer had been done in their favor by mistake and request them to reverse the amount either by charging a particular phone balance or to move the money to some particular account.
